Credit card -- Getting a credit card -- Complaint #9693780
Complaint Overview
Complaint ID: 9693780
Company: Encore Capital Group INC.
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Card opened without my consent or knowledge
State: North Carolina
ZIP Code: 28314
Date Received: 2024-08-01T12:00:00-05:00
Date Sent to Company: 2024-08-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX I FILED A POLICE REPORT MIDLAND CREDIT MANAGEMENT XXXX XXXX FILED A POLICE REPORT XXXX XXXX XXXX FILED A POLICE REPORT XXXXXXXX XXXX XXXX XXXX I FILED A REPORT XXXX XXXXXXXX XXXX FILED A POLICE REPORT IN ACCORDANCE WITH THE FAIR CREDIT REPORTING ACT THESE CREDITORS VIOLATED MY RIGHTS UNDER 15 USC1681 SECTION 602 I HAVE THE RIGHTS TO PRIVACY 15 USC1681 SECTION 604 SECTION 2 IT ALSO STATES A CONSUMER REPORTING AGENCY CAN NOT FURNISH AN ACCOUNT WITHOUT MY WRITTEN INSTRUCTIONS UNDER 15 USC 1666B A CREDITOR MAY NOT TREAT A PAYMENT ON A CREDIT CARD ACCOUNT UNDER AN OPEN AND CONSUMER CREDIT PLAN AS A LATE PAYMENT FOR ANY PURPOSE
Frequently Asked Questions
What is Complaint #9693780 about?
Complaint #9693780 was filed against Encore Capital Group INC. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-08-01T12:00:00-05:00.
How did Encore Capital Group INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Encore Capital Group INC.?
Yes, visit the Encore Capital Group INC. company profile at readthecomplaint.com/company/encore-capital-group-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.