Payday loan, title loan, personal loan, or advance loan -- Getting a line of credit -- Complaint #9673735
Complaint Overview
Complaint ID: 9673735
Company: Onemain Finance Corporation
Product: Payday loan, title loan, personal loan, or advance loan
Sub-Product: Personal line of credit
Issue: Getting a line of credit
State: North Carolina
ZIP Code: 27105
Date Received: 2024-07-31T12:00:00-05:00
Date Sent to Company: 2024-07-31T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Onemain Financial is scamming people through XXXX XXXX. XXXX XXXX is deceptive in indicating your odds of approval by using terms such as outstanding or excellent. This deceptive wording allows an individual to believe OneMain Financial will give them the funds they apply for. I believe that OneMain Financial has a financial agreement with XXXX XXXX. XXXX XXXX pushes OneMain Financial because of this fact. You mainly get denied for the amount. Also a hard inquiry is placed on your credit for XXXX years. This also hurts your credit making it harder to fix your credit.
Frequently Asked Questions
What is Complaint #9673735 about?
Complaint #9673735 was filed against Onemain Finance Corporation regarding Payday loan, title loan, personal loan, or advance loan specifically about Getting a line of credit. It was received by the CFPB on 2024-07-31T12:00:00-05:00.
How did Onemain Finance Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, personal loan, or advance loan) and describe your issue in detail.
Can I see other complaints against Onemain Finance Corporation?
Yes, visit the Onemain Finance Corporation company profile at readthecomplaint.com/company/onemain-finance-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.