Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9664233
Complaint Overview
Complaint ID: 9664233
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Florida
ZIP Code: 34609
Date Received: 2024-07-30T12:00:00-05:00
Date Sent to Company: 2024-07-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to formally lodge a complaint regarding the inaccurate and misleading reporting of a XXXX XXXX collection account on my credit report. Despite my diligent efforts to resolve this matter, XXXX XXXX continues to report this account as " Open '' and in " Collection, '' with an incorrect open date of XX/XX/XXXX. I have sent certified letters to XXXX XXXX on XX/XX/XXXX and XX/XX/XXXX, both of which were met with insufficient responses claiming the account is reporting accurately. However, this response is not only incorrect but also a violation of the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681 et seq., which mandates that consumer reporting agencies ensure the accuracy and integrity of the information they report. Additionally, despite my numerous attempts to dispute this account over the past year, no remark has been added to my credit report as required by the FCRA. The continued inaccurate reporting and failure to address my disputes violate my rights under the FCRA and constitute an ongoing harm to my creditworthiness and financial reputation.
Frequently Asked Questions
What is Complaint #9664233 about?
Complaint #9664233 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-07-30T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.