Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9664131
Complaint Overview
Complaint ID: 9664131
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: South Carolina
ZIP Code: 29045
Date Received: 2024-07-30T12:00:00-05:00
Date Sent to Company: 2024-07-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX TransUnion LLC Consumer Dispute Center XXXX XXXX XXXX XXXX XXXX XXXX XXXX Subject : Request to Remove Inaccurate Credit Information To Whom It May Concern : Upon reviewing my credit report, I have identified the following item ( s ) that are incorrect : 1. The following personal information is incorrect Name : XXXX XXXX XXXX XXXX. The following personal information is incorrect Previous Address ( es ) : XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX. The following personal information is incorrect Employers : XXXX XXXX XXXX XXXX. The inquiry was not authorized XXXX XXXX XXXX XXXX XXXX XXXX Please remove this inaccurate information from my credit report. XXXX. The inquiry was not authorized XXXX XXXX XXXX inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. XXXX. The inquiry was not authorized XXXX Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. XXXX. The inquiry was not authorized XXXX XXXX Date of inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. XXXX. The inquiry was not authorized XXXX XXXX XXXX inquiry : XX/XX/XXXX Please remove this inaccurate information from my credit report. XXXX. Other information I would like changed XXXX XXXX XXXX XXXX Account Number : XXXX XXXX5 USC 1666b ( a ) Truth In lending ct Section 163 Covers the timing of payments for open end consumer credit plans. It states that creditors cant consider a credit card payment late unless they've received written instructions and notified me and they haven't! update payments to Paid as Agreed XXXX. Other information I would like changed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 USC 1666b ( a ) Truth In lending ct Section 163 Covers the timing of payments for open end consumer credit plans. It states that creditors cant consider a credit card payment late unless they've received written instructions and notified me and they haven't! update payments to Paid as Agreed XXXX. Other information I would like changed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 USC 1666b ( a ) Truth In lending ct Section 163 Covers the timing of payments for open end consumer credit plans. It states that creditors cant consider a credit card payment late unless they've received written instructions and notified me and they haven't! update payments to Paid as Agreed XXXX. Other information I would like changed XXXX XXXX XXXX XXXX Account Number : XXXX 15 USC 1666b ( a ) Truth In lending ct Section 163 Covers the timing of payments for open end consumer credit plans. It states that creditors cant consider a credit card payment late unless they've received written instructions and notified me and they haven't! update payments to Paid as Agreed XXXX. This is a duplicate account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report. 15. The following account is not mine XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report. 16. Other information I would like changed XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX 15 USC 1666b ( a ) Truth In lending ct Section 163 Covers the timing of payments for open end consumer credit plans. It states that creditors cant consider a credit card payment late unless they've received written instructions and notified me and they haven't! update payments to Paid as Agreed XXXX. Validate Account XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report. XXXX. The following information is outdated. I would like it removed from my credit history report XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Please remove it from my credit report. As per the Fair Credit Reporting Act, I insist on a thorough investigation of these items and their subsequent removal from my credit report. I understand that you are obligated to verify these disputed items with the respective creditor. I kindly request you to eliminate any information that the creditor can not verify. I am aware that as per 15 U.S.C. Sec. 1681i ( a ), you are required to complete this reinvestigation within 30 days of receiving this letter. Please send an updated copy of my credit report to the address provided above. I would like to remind you that the act stipulates that there should be no charge for this updated report. Additionally, I request that you notify anyone who has received my credit report in the past six months of any corrections made. Thank you for your attention and assistance in resolving this matter.
Frequently Asked Questions
What is Complaint #9664131 about?
Complaint #9664131 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-07-30T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.