Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9655973
Complaint Overview
Complaint ID: 9655973
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Florida
ZIP Code: 33162
Date Received: 2024-06-28T12:00:00-05:00
Date Sent to Company: 2024-07-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Back in XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX but the attorney filed XXXX XXXX and I withdrew from the filing citing did not agree to any of the terms and condition for XXXX XXXX, as the attorney filed in error. Attached, please find the documents for the Bankruptcy withdrawl. I want to file a grievance against Experian because they place Bankruptcy on my file, but I withdrew from the Bankruptcy filing process and procedure ( s ) and I assumed the case was closed, but I discovered the Bankruptcy was placed on my Public Record. I do not believe the Bankruptcy ought to have been placed on my Public Record because I did, in fact, not complete a Bankruptcy. I found a way to pay off my debt on my own and have the documents to prove it. I have complained to Experian, XXXX, and XXXX for the last 7 years. XXXX stated that the Bankruptcy is not on my file in their system. However, Experian and XXXX remain steadfast in keeping this erroneous information on my Credit report and I demand it be removed because I never went through with the Bankruptcy. This incorrect information has greatly impacted and affected my life. I was homeless for five years, from late XXXX ( when I discovered the issue trying to rent an apartment and got denied ) up until XXXX XXXX XXXX I seek to sue Experian and XXXX, but also, get Federal Trade Commission to reform Bankruptcy rules/law to add that credit agencies can not place Bankruptcy withdrawals or dismissals on consumers ' credit reports. Only complete Bankruptcies that consumers have gone through ought to be placed on consumer 's credit reports, but if they withdraw the credit agencies do not have a right to put Bankruptcy dismissal or withdrawal, because creditors will misconstrue the information.
Frequently Asked Questions
What is Complaint #9655973 about?
Complaint #9655973 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-06-28T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.