Debt collection -- Threatened to contact someone or share information improperly -- Complaint #9641583

Complaint Overview

Complaint ID: 9641583

Company: Bread Financial Holdings, INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Threatened to contact someone or share information improperly

Sub-Issue: Talked to a third-party about your debt

State: New Jersey

ZIP Code: 07087

Date Received: 2024-07-28T12:00:00-05:00

Date Sent to Company: 2024-07-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received notice that an account was sold to a third party however I never received information about who the account was sold to. Please provide me with information about the account.

Frequently Asked Questions

What is Complaint #9641583 about?

Complaint #9641583 was filed against Bread Financial Holdings, INC. regarding Debt collection specifically about Threatened to contact someone or share information improperly. It was received by the CFPB on 2024-07-28T12:00:00-05:00.

How did Bread Financial Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Bread Financial Holdings, INC.?

Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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