Vehicle loan or lease -- Repossession -- Complaint #9640590
Complaint Overview
Complaint ID: 9640590
Company: Credit Acceptance Corporation
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Repossession
Sub-Issue: Lender trying to repossess or disable the vehicle
State: Tennessee
ZIP Code: 38141
Date Received: 2024-07-27T12:00:00-05:00
Date Sent to Company: 2024-07-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
credit acceptance fanancial institute corps came after me to sue me on a repossesion of a vehicle a XXXX XXXX XXXX from XXXX just now til XXXX way pass tennessee statutory of limitations 3-5 years its been 12yrs.without notifying me with a dunning letter they repoed the vehicle a violation to usc laws and consumer rights, sent my personal info.to a third party and collection agency and didnt provide proof to collect debt who was turned over to someone else and reported on my credit report.a violation of 18 usc-6802 disclosure of infomation consumer rights violations 15 usc 1602-thruth of lending act 15 usc 1601-fair reporting credit act 15 usc1681-i.d.theft 15 usc 6802-disclosure of information 15 usc 1692 debt collectors 18 false-statements of entries 18 usc -894 extortion 18 usc 287-false fictiticious fraud claims 42 usc 408- s.s. fraud 18 usc 241-conspiracy against rights 18 usc 242-deprivation of right 18 usc 3571-treason to due process of rights
Frequently Asked Questions
What is Complaint #9640590 about?
Complaint #9640590 was filed against Credit Acceptance Corporation regarding Vehicle loan or lease specifically about Repossession. It was received by the CFPB on 2024-07-27T12:00:00-05:00.
How did Credit Acceptance Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Credit Acceptance Corporation?
Yes, visit the Credit Acceptance Corporation company profile at readthecomplaint.com/company/credit-acceptance-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.