Credit card -- Problem when making payments -- Complaint #9629793

Complaint Overview

Complaint ID: 9629793

Company: TD Bank US Holding Company

Product: Credit card

Sub-Product: Store credit card

Issue: Problem when making payments

Sub-Issue: Problem during payment process

State: New Mexico

ZIP Code: 88030

Date Received: 2024-07-26T12:00:00-05:00

Date Sent to Company: 2024-07-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX is managed and administered by TD Bank. I belive that TD Bank is making a credible effort to attempt to withhold information from XXXX XXXX. I believe that TD Bank is doing this by purposely not manning phone lines, aswell as changing the main payment portal that customers used in the past. The portal in question is used to view credit interest rates and remaining balance. Phone calls to TD BankXXXX go unanswered for upwards of two plus hours by design. I belive that these XXXX companies in conjunction could use these tactics to defraud customers out of interest and late fees. I believe that CFPB should open a wide investigation into this matter due to the amount of Americans that could be affected by this issue.

Frequently Asked Questions

What is Complaint #9629793 about?

Complaint #9629793 was filed against TD Bank US Holding Company regarding Credit card specifically about Problem when making payments. It was received by the CFPB on 2024-07-26T12:00:00-05:00.

How did TD Bank US Holding Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against TD Bank US Holding Company?

Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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