Debt collection -- Attempts to collect debt not owed -- Complaint #9629505
Complaint Overview
Complaint ID: 9629505
Company: V And H Portfolio
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Ohio
ZIP Code: 43119
Date Received: 2024-07-26T12:00:00-05:00
Date Sent to Company: 2024-07-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I had purchased something from XXXX through a finance company and returned it within 30 days. This was in i think XX/XX/XXXX so here it is XXXX and they put this on my credit report. I called the collection company they said they gave it to another collection company. I called the other company and explained to what happened and told them I returned it back to XXXX. So they said they were not gon na try and collect and send it back to Vance & Huffman. I just called Vance & huffman today and lady wan na argue with me telling me I'm gon na pay for something I don't have. No mam I'm not they have their merchandise back. I never paid nothing because I gave it back. The paper work u have reflects that there is no payment history and that's why. This is a known issue with this XXXX place.
Frequently Asked Questions
What is Complaint #9629505 about?
Complaint #9629505 was filed against V And H Portfolio regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-07-26T12:00:00-05:00.
How did V And H Portfolio respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against V And H Portfolio?
Yes, visit the V And H Portfolio company profile at readthecomplaint.com/company/v-and-h-portfolio to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.