Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9621425
Complaint Overview
Complaint ID: 9621425
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 34746
Date Received: 2024-07-25T12:00:00-05:00
Date Sent to Company: 2024-07-25T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently returned to the United States and checked my credit report from Equifax, where I discovered numerous inquiries that I do not recognize and did not authorize. These inquiries are as follows : XXXX XXXX XXXX on multiple dates, most recently on XX/XX/XXXX XXXX on XX/XX/XXXX XXXX XXXX on XX/XX/XXXX These inquiries are unfamiliar to me, and I am concerned about their impact on my credit score and financial standing. I have not applied for credit or authorized anyone to make inquiries on my behalf recently. Given that I have been a victim of identity theft in the past, it is likely that these inquiries are fraudulent and not initiated by me. In accordance with the Fair Credit Reporting Act ( FCRA ) 1681b ( c ), which outlines permissible purposes for accessing a consumer 's credit report, unauthorized inquiries that are not related to a transaction initiated by the consumer are violations of my rights. Therefore, I request that the Consumer Financial Protection Bureau investigate these unknown inquiries thoroughly. Please provide clarification regarding the purpose of these inquiries and take necessary action to remove them promptly from my Equifax credit report.
Frequently Asked Questions
What is Complaint #9621425 about?
Complaint #9621425 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-07-25T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.