Credit card -- Problem when making payments -- Complaint #9596639

Complaint Overview

Complaint ID: 9596639

Company: TD Bank US Holding Company

Product: Credit card

Sub-Product: Store credit card

Issue: Problem when making payments

Sub-Issue: Problem during payment process

State: Michigan

ZIP Code: XXXXX

Date Received: 2024-07-23T12:00:00-05:00

Date Sent to Company: 2024-07-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Starting back in XXXX TD bank did not process my payment from my bank for XXXX dollars when my balance was above XXXX dollars. After that i was unable to make any payments through TD bank and called for months to receive help I was able to make a payment on XX/XX/XXXX after talking to numerous agents and closing my account to get it handed off to third party credit services which apparently is TD bank Now they are claiming i am behind on my credit profile after i have been waiting for them to provide this form to me Upon calling customer service i get kicked out after about XXXX minutes of waiting so i cant even talk to someone

Frequently Asked Questions

What is Complaint #9596639 about?

Complaint #9596639 was filed against TD Bank US Holding Company regarding Credit card specifically about Problem when making payments. It was received by the CFPB on 2024-07-23T12:00:00-05:00.

How did TD Bank US Holding Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against TD Bank US Holding Company?

Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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