Mortgage -- Struggling to pay mortgage -- Complaint #9585697

Complaint Overview

Complaint ID: 9585697

Company: Mr. Cooper Group INC.

Product: Mortgage

Sub-Product: Conventional home mortgage

Issue: Struggling to pay mortgage

Sub-Issue: Trying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosure

State: Kentucky

ZIP Code: 42001

Date Received: 2024-07-22T12:00:00-05:00

Date Sent to Company: 2024-08-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

We have been trying to get a modification through Mr. Cooper but keep getting denied. We have asked numerous times about paying a higher rate, that they proposed due to them not being able to modify our account enough to lower the payment and now they are wanting to reset a sale date on our home. We have shown them again and again that we are financially able to make payments at the higher rate, but get nothing but a run around.

Frequently Asked Questions

What is Complaint #9585697 about?

Complaint #9585697 was filed against Mr. Cooper Group INC. regarding Mortgage specifically about Struggling to pay mortgage. It was received by the CFPB on 2024-07-22T12:00:00-05:00.

How did Mr. Cooper Group INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Mr. Cooper Group INC.?

Yes, visit the Mr. Cooper Group INC. company profile at readthecomplaint.com/company/mr-cooper-group-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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