Debt collection -- False statements or representation -- Complaint #9575088
Complaint Overview
Complaint ID: 9575088
Company: National Credit Systems,INC.
Product: Debt collection
Sub-Product: Rental debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: North Carolina
ZIP Code: 28147
Date Received: 2024-07-21T12:00:00-05:00
Date Sent to Company: 2024-07-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I owed {$19.00} and was kicked out of my apartment in XX/XX/year>. They charged me a thousand donates a month until XXXX. They also charged me for my deposit instead of returning. I wasn't the only signer on lease. They had me sign the wrong lease to begin with. I never signed the lease for where they say the debt occurred. I have emails, documents and screenshots to verify this. I have tried multiple times in the past XXXX months to get ahold of the debt collectors to discuss this. Have sent them the emails and documents showing this. In XXXX of XXXX they also sent the lease back to my insurance agent ( same month I was kicked out ) stating they were to cover fees from my pet saying I didn't pay that deposit either. They will not answer my phone calls or emails. This has been on my credit almost XXXX years. It's keeping me from being able to get any financial help for me or my business because of my personal credit having this negative charge of almost {$4000.00}. For owing {$19.00} from XXXX. Which again, I have proof of all this and sent it to them to no avail. The company is NationalCreditSystems
Frequently Asked Questions
What is Complaint #9575088 about?
Complaint #9575088 was filed against National Credit Systems,INC. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-07-21T12:00:00-05:00.
How did National Credit Systems,INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Systems,INC.?
Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.