Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9574436
Complaint Overview
Complaint ID: 9574436
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Florida
ZIP Code: 32244
Date Received: 2024-07-21T12:00:00-05:00
Date Sent to Company: 2024-07-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to file a complaint regarding identity theft and inaccurate information on my credit reports maintained by Experian and XXXX. The following accounts listed on my credit report are not mine and were opened fraudulently as a result of identity theft : XXXX XXXX XXXX Experian XXXX XXXX XXXX XXXX ( Experian ) XXXX XXXX XXXX XXXX ( Experian ) XXXX XXXX XXXX ( Experian ) XXXX ( XXXX ) I have never applied for these accounts, and I did not authorize the opening of these accounts. As the victim of identity theft, I am requesting that these accounts be removed from my credit reports within 4 days, as required by the Fair Credit Reporting Act ( FCRA ) and Regulation V. Specific Allegations : Inaccurate information on my credit reports : The accounts listed above are not mine and were opened without my consent. Failure to investigate and correct the error : Experian and XXXX have failed to properly investigate and correct the error despite my repeated requests. Violation of FCRA : Experian and XXXX have violated the FCRA by not removing the disputed accounts from my credit reports within 4 days as required.
Frequently Asked Questions
What is Complaint #9574436 about?
Complaint #9574436 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-07-21T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.