Debt collection -- Attempts to collect debt not owed -- Complaint #9570119
Complaint Overview
Complaint ID: 9570119
Company: Cl Holdings LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: South Carolina
ZIP Code: 29108
Date Received: 2024-07-20T12:00:00-05:00
Date Sent to Company: 2024-07-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
To Whom It May Concern, I am writing to formally dispute the debt associated with Affirm that has been attributed to me by Jefferson Capital Systems. I categorically deny any liability for this debt, as I have no contractual agreement with Jefferson Capital Systems. Despite my previous request for verification, I have not been provided with the original contract that purportedly binds me to this debt. Until such documentation is presented, I maintain that this debt is invalid. I expect an immediate cessation of any collection activities related to this matter and the removal of this debt from my records. Should this issue not be resolved promptly, I will have no choice but to escalate this matter to the appropriate regulatory authorities.
Frequently Asked Questions
What is Complaint #9570119 about?
Complaint #9570119 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-07-20T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.