Debt collection -- Attempts to collect debt not owed -- Complaint #9531970
Complaint Overview
Complaint ID: 9531970
Company: Mercantile Adjustment Bureau, LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Virginia
ZIP Code: 23111
Date Received: 2024-07-16T12:00:00-05:00
Date Sent to Company: 2024-07-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/year> I received an email from a company called, Mercantile Adjustment Bureau , LLC. They are stating I have a balance owed of {$1300.00} with XXXX. The creditor they are collecting for is XXXX XXXX XXXX which is a creditor I have previously had try to collect funds from me that were not owed. Mercantile Reference XXXX is XXXX. I have not been with XXXX in over 10 years and when I left their company, I did not owe them anything. This is a company trying to get funds that are not owed to them. Phone # for XXXX is XXXX. Address is XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX.
Frequently Asked Questions
What is Complaint #9531970 about?
Complaint #9531970 was filed against Mercantile Adjustment Bureau, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-07-16T12:00:00-05:00.
How did Mercantile Adjustment Bureau, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Mercantile Adjustment Bureau, LLC?
Yes, visit the Mercantile Adjustment Bureau, LLC company profile at readthecomplaint.com/company/mercantile-adjustment-bureau-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.