Debt collection -- Attempts to collect debt not owed -- Complaint #9531511

Complaint Overview

Complaint ID: 9531511

Company: Transunion Intermediate Holdings, INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Alabama

ZIP Code: 36867

Date Received: 2024-07-16T12:00:00-05:00

Date Sent to Company: 2024-07-16T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

After carefully requesting my credit report from your company, I am having a lot of trouble discovering a lot of inaccurate or invalidated accounts. I have never opened a line of credit with XXXX XXXX and a few other accounts listed on my credit report, like XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX and more. All of these accounts are a result of identity theft, and were not authorized or obtained by me. I have filed an FTC Report on the matter several times one time being XX/XX/year>. I have also mailed out dispute letters on the matter, but TransUnion has failed to recognize or take my letters, first letter i've received back, stated i was lacking personal identifying items such as social, ID and proof of address, yet i've provided all personal identifying information required. They also claimed that the letters did not seem to be from me, when indeed they are. TransUnion does not even want to recognize my letters.

Frequently Asked Questions

What is Complaint #9531511 about?

Complaint #9531511 was filed against Transunion Intermediate Holdings, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-07-16T12:00:00-05:00.

How did Transunion Intermediate Holdings, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Transunion Intermediate Holdings, INC.?

Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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