Credit card -- Improper use of your report -- Complaint #9508595

Complaint Overview

Complaint ID: 9508595

Company: Discover Bank

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Ohio

ZIP Code: 442XX

Date Received: 2024-07-14T12:00:00-05:00

Date Sent to Company: 2024-07-14T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XXXX, it appears someone tried to open/ apply for credit using my information. XXXX sent my credit file to the following companies XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX DISCOVER FINANCIAL SERVICES. XXXX XXXX and on XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #9508595 about?

Complaint #9508595 was filed against Discover Bank regarding Credit card specifically about Improper use of your report. It was received by the CFPB on 2024-07-14T12:00:00-05:00.

How did Discover Bank respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Discover Bank?

Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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