Debt collection -- Attempts to collect debt not owed -- Complaint #9503721
Complaint Overview
Complaint ID: 9503721
Company: Kls Financial Services, INC
Product: Debt collection
Sub-Product: Medical debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: North Carolina
ZIP Code: 28214
Date Received: 2024-07-13T12:00:00-05:00
Date Sent to Company: 2024-07-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I never consented to the release of my medical information to this debt collector. Because the medical account contains private information, it should not be reported on this account because you are infringing on my privacy. This is a clear HIPAA violation due to its failure to comply with any aspect of HIPAA standards and provisions detailed in 45 CFR Parts 160, 162, and 164. I demand this account be deleted from my credit report immediately.
Frequently Asked Questions
What is Complaint #9503721 about?
Complaint #9503721 was filed against Kls Financial Services, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-07-13T12:00:00-05:00.
How did Kls Financial Services, INC respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Kls Financial Services, INC?
Yes, visit the Kls Financial Services, INC company profile at readthecomplaint.com/company/kls-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.