Credit card -- Incorrect information on your report -- Complaint #9502742
Complaint Overview
Complaint ID: 9502742
Company: Bread Financial Holdings, INC.
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Ohio
ZIP Code: 45011
Date Received: 2024-07-12T12:00:00-05:00
Date Sent to Company: 2024-07-12T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There's a credit card on my credit report from XXXX XXXXXXXX XXXX which was opened in XXXX of 2024 and the amount of XXXX with a balance of {$2000.00}. This is not my credit card I have never heard of this company I would like this information and credit card removed off of my credit report immediately I believe there was some fraudulent activity that was done in my information was stolen. After XXXX and a company they have very bad reviews and the common state that it is fraud
Frequently Asked Questions
What is Complaint #9502742 about?
Complaint #9502742 was filed against Bread Financial Holdings, INC. regarding Credit card specifically about Incorrect information on your report. It was received by the CFPB on 2024-07-12T12:00:00-05:00.
How did Bread Financial Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Bread Financial Holdings, INC.?
Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.