Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9498225
Complaint Overview
Complaint ID: 9498225
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30314
Date Received: 2024-07-13T12:00:00-05:00
Date Sent to Company: 2024-07-13T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I am writing to address the erroneous late payment ( s ) reported on my credit report for the account that has been paid off. I have never been late on this account, and I demand that you provide documentation showing proof of any late payments.In accordance with the Fair Credit Reporting Act ( FCRA ) you have thirty days for this to be rectified. I expect your full cooperation in investigating this matter. If you can not provide the necessary documentation to substantiate the late payments, I demand that you promptly delete these inaccuracies from my credit report.
Frequently Asked Questions
What is Complaint #9498225 about?
Complaint #9498225 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-07-13T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.