Debt collection -- Attempts to collect debt not owed -- Complaint #9478627
Complaint Overview
Complaint ID: 9478627
Company: Marlette Funding, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: Ohio
ZIP Code: 456XX
Date Received: 2024-07-10T12:00:00-05:00
Date Sent to Company: 2024-07-10T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
XXXX XXXX XXXX have bought some of my personal loan and credit card debts. They are a collection agency that are very aggressive from what I understand. But I am currently almost in my second year of my XXXX XXXX bankruptcy so theres nothing they can do against me. I am asking for this company to contact XXXX credit reporting bureau to let them know these loan and credit card accounts they bought are closed accounts and not open. My XXXX credit score is being hurt badly by this company that shows my accounts as being open still. When actually these accounts have all been closed as of late XXXX. When I first filed my bankruptcy XXXX XXXX in XX/XX/scrub>XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #9478627 about?
Complaint #9478627 was filed against Marlette Funding, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-07-10T12:00:00-05:00.
How did Marlette Funding, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Marlette Funding, LLC?
Yes, visit the Marlette Funding, LLC company profile at readthecomplaint.com/company/marlette-funding-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.