Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #9457436

Complaint Overview

Complaint ID: 9457436

Company: Chime Financial INC

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem with a lender or other company charging your account

Sub-Issue: Transaction was not authorized

State: Florida

ZIP Code: 32792

Date Received: 2024-07-08T12:00:00-05:00

Date Sent to Company: 2024-07-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I file a dispute for unauthorized chargers from XXXX. I contacted Chime and filed a dispute. Within XXXX days Chime says my dispute was denied. Yet when I contact XXXX they agree the charges were not made by me. XXXX stated no one has contacted them from Chime, yet I was denied. I called Chime and ask the reason why I was denied and they would not tell me. They kept saying wait for a letter in XXXX days. Well I need to file with the XXXX and the police report XXXX days is too long especially if the reason why I was denied has already been generated. Dispute # XXXX

Frequently Asked Questions

What is Complaint #9457436 about?

Complaint #9457436 was filed against Chime Financial INC regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2024-07-08T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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