Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9445380
Complaint Overview
Complaint ID: 9445380
Company: Nissan Motor Acceptance Company LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 794XX
Date Received: 2024-07-07T12:00:00-05:00
Date Sent to Company: 2024-07-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Texas XXXX XXXX : Request for Removal of Repossession Nissan Motor Acceptance identified on each CRA as XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, I am writing to dispute the inclusion of a repossession submitted by Nissan Motor Credit on your credit report under my XXXX XXXX XXXX XXXX XXXX. Pursuant to the Fair Credit Reporting Act ( FCRA ), specifically concerning the accuracy of consumer reports and the permissible purposes of such reports, I request the prompt removal of this negative item from the credit report. FCRA Section 605 ( b ) prohibits the reporting of information on my credit report without my permission. As this repossession does not accurately reflect my credit history, it must be removed immediately. Please provide written confirmation once the repossession has been removed from my credit report. I expect an expedited resolution within 30 days from the date of this letter, as required by law. You can reach me at XXXX or XXXX if you require any further information. Thank you for your prompt attention to this matter. I appreciate your assistance in resolving this issue. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX TX XXXX
Frequently Asked Questions
What is Complaint #9445380 about?
Complaint #9445380 was filed against Nissan Motor Acceptance Company LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-07-07T12:00:00-05:00.
How did Nissan Motor Acceptance Company LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Nissan Motor Acceptance Company LLC?
Yes, visit the Nissan Motor Acceptance Company LLC company profile at readthecomplaint.com/company/nissan-motor-acceptance-company-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.