Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9445241

Complaint Overview

Complaint ID: 9445241

Company: First Technology Federal Credit Union

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: North Carolina

ZIP Code: 28216

Date Received: 2024-07-07T12:00:00-05:00

Date Sent to Company: 2024-07-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I don't recall doing any business with XXXX XXXX XXXX. Yet it's on my credit report. I have never done business with this company.

Frequently Asked Questions

What is Complaint #9445241 about?

Complaint #9445241 was filed against First Technology Federal Credit Union regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-07-07T12:00:00-05:00.

How did First Technology Federal Credit Union respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against First Technology Federal Credit Union?

Yes, visit the First Technology Federal Credit Union company profile at readthecomplaint.com/company/first-technology-federal-credit-union to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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