Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9437311
Complaint Overview
Complaint ID: 9437311
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Florida
ZIP Code: 33137
Date Received: 2024-07-05T12:00:00-05:00
Date Sent to Company: 2024-07-05T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear Consumer Financial Protection Bureau, I am writing to formally dispute fraudulent inquiries that have been reported on my credit report by TransUnion. My name is XXXX XXXX, and I currently reside at XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Upon reviewing my credit report, I have identified several inquiries that I did not authorize. These fraudulent inquiries are negatively impacting my credit score and financial reputation. Despite my efforts to resolve this issue directly with TransUnion, the unauthorized inquiries remain on my credit report. I am requesting that the Consumer Financial Protection Bureau investigate these fraudulent inquiries and instruct TransUnion to remove them from my credit report. I have taken steps to protect my identity, including filing a police report and placing a fraud alert on my credit file, and have attached copies of these documents for your reference. The fraudulent inquiries in question include the following : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/XXXX I appreciate your prompt attention to this matter and look forward to your assistance in rectifying this issue. The presence of these unauthorized inquiries on my credit report is causing me undue distress and is unjustly affecting my financial standing. Thank you for your time and consideration. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #9437311 about?
Complaint #9437311 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-07-05T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.