Debt collection -- Written notification about debt -- Complaint #9428946

Complaint Overview

Complaint ID: 9428946

Company: Equifax, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Florida

ZIP Code: 32712

Date Received: 2024-07-04T12:00:00-05:00

Date Sent to Company: 2024-07-08T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I am writing XXXX to dispute a recent collections account added to my credit report, by XXXX XXXXXXXX XXXX. I did live at the location, however, I was XXXX on short notice orders in XXXX of XXXX. Before I left, I paid what I was told by the representative would be the last payment on the account. However, after I was XXXX, another bill was sent to the former address that I know longer had access to. I have no problem paying the bill, if it is correct, however, I am disputing the lack of opportunity to pay the bill. I have included my XXXX and my ID as supporting documentation. Thank you.

Frequently Asked Questions

What is Complaint #9428946 about?

Complaint #9428946 was filed against Equifax, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-07-04T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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