Debt collection -- Electronic communications -- Complaint #9428733
Complaint Overview
Complaint ID: 9428733
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Electronic communications
Sub-Issue: Frequent or repeated messages
State: Texas
ZIP Code: 75013
Date Received: 2024-07-04T12:00:00-05:00
Date Sent to Company: 2024-07-11T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Received notification thru XXXX XXXX that CCS collections was trying to collect an alleged debt of $ XXXX also stated that CCS is the original creditor. I state my demand for proof of this debt specifically the alleged contract or other instruments bearing my signature as well as the proof of your authority in this matter.Absent such proof you must terminate this collection and correct erroneous reports of this debt as mine.For the record I have no account with CCS collections nor am I your customer nor have I entered into a contract with you.. U.S.Code 6802 obligations with respect to disclosures of non public information in good faith to resolve this matter amicably. I must ask for the following information please evidence your authorization under 15 U.S.Code 1692 ( e ) and 15 U.S.Code 1692 ( f ) in this alleged matter? What is your authorization of law for your collection of information? What is your authorization of law for your collection of this alleged debt?
Frequently Asked Questions
What is Complaint #9428733 about?
Complaint #9428733 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Electronic communications. It was received by the CFPB on 2024-07-04T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.