Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9427196
Complaint Overview
Complaint ID: 9427196
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Old information reappears or never goes away
State: Georgia
ZIP Code: 30093
Date Received: 2024-07-04T12:00:00-05:00
Date Sent to Company: 2024-07-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This is my twelfth complaint regarding my experience as a victim of inaccurate credit reporting. According to Section 605B ( a ) of the Fair Credit Reporting Act, you are required to remove any items that were opened without my knowledge, consent, or authority within four business days, provided you receive : ( 1 ) appropriate proof of my identity, ( 2 ) a copy of my identity theft report, ( 3 ) identification of the disputed information, and ( 4 ) a statement from me asserting that the information does not pertain to any transaction I have made. The following items need to be removed as they are inaccurate : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Bankruptcy - Discharged - Reference # XXXX. If you believe these items are 100 % accurate and verifiable, please provide me with copies of any associated documentation that bears my signature, as I am confident no such documentation exists. If you can not produce a signed agreement, you must remove these items from my file. If you fail to remove these items, I will refer this matter to my attorney for further action. Please avoid escalating this to a legal issue. You have four business days to remove any incorrect items from my credit file. I do not consent to the use of E-OSCAR or any automated verification methods.
Frequently Asked Questions
What is Complaint #9427196 about?
Complaint #9427196 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-07-04T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.