Debt collection -- Attempts to collect debt not owed -- Complaint #9411687

Complaint Overview

Complaint ID: 9411687

Company: Cng Financial Corporation

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Washington

ZIP Code: XXXXX

Date Received: 2024-07-02T12:00:00-05:00

Date Sent to Company: 2024-07-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was contacted by a company named XXXX XXXX XXXX XXXX, to collect a XXXX dollar debt owed to Check N Go, XXXX. I asked him to provide written documentation to me proving its my debt and they wouldn't. So I called Check N Go who was also Axcess Financial Services. They said I did take a loan on XX/XX/year> for XXXX. I did not ever sign for, take a loan or accept money from any of the companies listed. I then received an email from a company call XXXX XXXX XXXX, with a copy of a contract with my name on it. There was no signature of mine on the document and I would not ever accept a loan with 245 % interest. This loan was financed by XXXX XXXXXXXX XXXX XXXX XXXX, XXXX, and that is what is listed on the loan contract.

Frequently Asked Questions

What is Complaint #9411687 about?

Complaint #9411687 was filed against Cng Financial Corporation regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-07-02T12:00:00-05:00.

How did Cng Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Cng Financial Corporation?

Yes, visit the Cng Financial Corporation company profile at readthecomplaint.com/company/cng-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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