Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9411342
Complaint Overview
Complaint ID: 9411342
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Arizona
ZIP Code: 856XX
Date Received: 2024-07-02T12:00:00-05:00
Date Sent to Company: 2024-07-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
EXPERIAN credit Report from XX/XX/XXXX contains many errors & inaccurate information. The FAIR CREDIT REPORTING ACT states the credit reporting agency must exercise THEIR GRAVE & ASSUMED role responsibly in keeping the non-consented information XXXX to the PERSON the report is being MADE ON. I NEVER found it equitable in EXPERIAN reporting a collection by XXXX XXXX XXXX account XXXX from XX/XX/XXXX to XX/XX/XXXX. EXPERIAN NEVER HAD MY PERMISSION to report XXXX XXXX account XXXX as potentially negative. I DO NOT FIND THIS REPORTING TO BE EQUITABLE in ANY way. EXPERIAN NEVER HAD MY PERMISSION to report XXXX XXXX account XXXX from XX/XX/XXXX to XX/XX/XXXX as potentially negative. I DO NOT FIND THIS REPORTING TO BE EQUITABLE in ANY way. I do NOT find it equitable in EXPERIAN reporting XXXX XXXX account XXXX in a negative manner from XXXX XXXX XXXX. EXPERIAN NEVER HAD MY PERMISSION to report EITHER XXXX XXXX XXXX XXXX accounts XXXX in a negative manner since XXXX XXXX. I DO NOT FIND THIS REPORTING TO BE EQUITABLE in ANY way.
Frequently Asked Questions
What is Complaint #9411342 about?
Complaint #9411342 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-07-02T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.