Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9390270
TransUnion Credit Report Error Resolved Without Payment
Complaint Overview
Complaint ID: 9390270
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Florida
ZIP Code: 33169
Date Received: 2024-06-30T12:00:00-05:00
Date Sent to Company: 2024-06-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the issue was resolved with non-monetary relief, indicating no financial loss or significant dispute.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Account status
AI Analysis
CFPB complaint 9390270 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer reported incorrect account status information on their credit report to TransUnion, and the issue was closed with non-monetary relief. The complaint was received on June 30, 2024 from Florida. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports.
Regulatory Insight
This case highlights the importance of credit bureaus maintaining accurate account status information to prevent consumer harm.
Resolution Likelihood
likely
State-Specific Consumer Protections
The complaint originated in Florida and was handled through the web.
Industry Comparison
This is a common issue within the credit reporting industry, where errors in account status can occur.
Related Issues
Frequently Asked Questions
What is CFPB complaint 9390270 about?
CFPB complaint 9390270 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account status incorrect". This complaint was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC. on June 30, 2024.
Which company is complaint 9390270 filed against?
Complaint 9390270 was filed against TRANSUNION INTERMEDIATE HOLDINGS, INC.. You can view all complaints against this company on their profile page at /company/transunion-intermediate-holdings-inc.
What was the company's response to complaint 9390270?
TRANSUNION INTERMEDIATE HOLDINGS, INC. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 9390270 filed?
Complaint 9390270 was received by the CFPB on June 30, 2024. It was sent to TRANSUNION INTERMEDIATE HOLDINGS, INC. on June 30, 2024.
What state was complaint 9390270 filed from?
Complaint 9390270 was filed from Florida. You can view all complaints from this state at /state/FL.
Was the consumer satisfied with the resolution of complaint 9390270?
Dispute information is not available for complaint 9390270.
What product category is complaint 9390270 about?
Complaint 9390270 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 9390270 submitted?
Complaint 9390270 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 9390270?
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports. This relates to a Credit reporting or other personal consumer reports complaint against TRANSUNION INTERMEDIATE HOLDINGS, INC. involving "Incorrect information on your report".
How likely is complaint 9390270 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 9390270?
This complaint is rated as low risk. The risk is low as the issue was resolved with non-monetary relief, indicating no financial loss or significant dispute.
What regulatory actions apply to complaint 9390270?
This case highlights the importance of credit bureaus maintaining accurate account status information to prevent consumer harm. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 9390270?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly.
Are there state-specific protections for complaint 9390270?
The complaint originated in Florida and was handled through the web. This complaint was filed from Florida.
How does complaint 9390270 compare to industry norms?
This is a common issue within the credit reporting industry, where errors in account status can occur.
What constitutes 'non-monetary relief' in credit reporting disputes?
Non-monetary relief typically involves the correction of inaccurate information on a credit report, such as updating an account status, rather than a financial payout.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.