Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9389509

Complaint Overview

Complaint ID: 9389509

Company: Open Dealer Exchange, LLC

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Credit inquiries on your report that you don't recognize

State: Texas

ZIP Code: 75287

Date Received: 2024-06-30T12:00:00-05:00

Date Sent to Company: 2024-07-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX ran my credit without my knowledge on XX/XX/XXXX. XXXX XXXX ran my credit without my knowledge on XX/XX/XXXX. XXXX XXXX and XXXX ran my credit without my knowledge on XX/XX/XXXX. XXXX XXXX XXXX Texas ran my credit without my knowledge on XX/XX/XXXX.

Frequently Asked Questions

What is Complaint #9389509 about?

Complaint #9389509 was filed against Open Dealer Exchange, LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-06-30T12:00:00-05:00.

How did Open Dealer Exchange, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Open Dealer Exchange, LLC?

Yes, visit the Open Dealer Exchange, LLC company profile at readthecomplaint.com/company/open-dealer-exchange-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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