Debt collection -- Attempts to collect debt not owed -- Complaint #9378844
Complaint Overview
Complaint ID: 9378844
Company: V And H Portfolio
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Michigan
ZIP Code: 49508
Date Received: 2024-06-28T12:00:00-05:00
Date Sent to Company: 2024-06-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Debt from XXXX for XXXX XXXX was purchased by Vance and Huffman LLC. Vance and Huffman added a new credit line on my credit report dated XXXX. XXXX was included in an action lawsuit and advised to release consumers from existing lease agreements and then sold my account to Vance and Huffman. I have disputed this 3 times in the last 6 months and it still has not been removed.
Frequently Asked Questions
What is Complaint #9378844 about?
Complaint #9378844 was filed against V And H Portfolio regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-06-28T12:00:00-05:00.
How did V And H Portfolio respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against V And H Portfolio?
Yes, visit the V And H Portfolio company profile at readthecomplaint.com/company/v-and-h-portfolio to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.