Credit card -- Getting a credit card -- Complaint #9368737
Complaint Overview
Complaint ID: 9368737
Company: Bread Financial Holdings, INC.
Product: Credit card
Sub-Product: Store credit card
Issue: Getting a credit card
Sub-Issue: Card opened without my consent or knowledge
State: New York
ZIP Code: 11552
Date Received: 2024-06-22T12:00:00-05:00
Date Sent to Company: 2024-06-23T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/year>, I went to forever 21 and they misled me and opened a card without my consent, and when I asked how do I cancel they told me to XXXX it and that I was on my own, and that it wasnt their problem. I asked multiple times if I was opening a credit card and the cashier assured me it was not a credit card but a rewards card and said The credit card and rewards card are two different things.
Frequently Asked Questions
What is Complaint #9368737 about?
Complaint #9368737 was filed against Bread Financial Holdings, INC. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-06-22T12:00:00-05:00.
How did Bread Financial Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Bread Financial Holdings, INC.?
Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.