Debt collection -- Attempts to collect debt not owed -- Complaint #9366487

Complaint Overview

Complaint ID: 9366487

Company: Equifax, INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: California

ZIP Code: XXXXX

Date Received: 2024-06-25T12:00:00-05:00

Date Sent to Company: 2024-06-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX data Breach I am writing to formally dispute unauthorized activities on my credit cards XXXX **** XXXX XXXX XXXX my concern regarding the recent XXXX XXXX breach that was publicly disclosed in XX/XX/year>. My personal information name, Social Security number, driver 's license number, was compromised in this breach. Since the breach, These incidents have caused significant distress and potential harm to my financial standing and personal security. I request the following actions to be taken immediately : **Investigation and Resolution** : Conduct a thorough investigation into the unauthorized activities associated with my account and provide a detailed report of your findings. ** Account Security** : Ensure enhanced security measures are applied to my account to prevent further unauthorized access. **Compensation and Support** : Offer compensation for any financial losses incurred due to the breach and assistance in resolving any issues related to identity theft. Please acknowledge receipt of this letter and provide a response detailing the steps that will be taken to address my concerns within 14 days. Thank you for your immediate attention in the matter.

Frequently Asked Questions

What is Complaint #9366487 about?

Complaint #9366487 was filed against Equifax, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-06-25T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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