Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9366436
Complaint Overview
Complaint ID: 9366436
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Nevada
ZIP Code: XXXXX
Date Received: 2024-06-25T12:00:00-05:00
Date Sent to Company: 2024-06-25T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to urgently seek your assistance regarding an alarming error on my credit report, which has significantly impacted my financial standing. Despite my consistent efforts to maintain an impeccable payment history, I have encountered a distressing issue with my credit report. Upon reviewing my Consumer Reports, I discovered a late payment entry associated with my XXXXXXXX XXXX account ( Account Number : XXXX ). This entry is entirely inaccurate, as I have never missed a payment on this account. The presence of this erroneous late payment is not only damaging to my credit score but is also causing undue stress and jeopardizing my financial stability. XXXXonsumer Reporting Agencies have a critical duty to report consumer information with the highest level of accuracy. This incorrect entry undermines the trust I have placed in these agencies to reflect my financial behavior truthfully. I have always been meticulous about paying my bills on time, and this discrepancy is both unwarranted and unjust. I request that the CFPB intervene and conduct a thorough investigation into this matter. I urge you to review my payment history with XXXXXXXX XXXXXXXX and provide concrete evidence, such as detailed statements, to substantiate the claim of any late payments. If such proof can not be furnished, I demand that this late payment record be promptly corrected to reflect its true status as on-time. The presence of this incorrect information on my credit report is causing significant distress and impeding my ability to secure necessary financial opportunities. I respectfully request your immediate attention to rectify this error and restore the accuracy of my credit report. Thank you for your understanding and prompt assistance in this critical matter. I look forward to your swift resolution and confirmation that my credit report has been accurately updated.
Frequently Asked Questions
What is Complaint #9366436 about?
Complaint #9366436 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-06-25T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.