Prepaid card -- Problem with a purchase or transfer -- Complaint #9365667

Complaint Overview

Complaint ID: 9365667

Company: Block, INC.

Product: Prepaid card

Sub-Product: General-purpose prepaid card

Issue: Problem with a purchase or transfer

Sub-Issue: Card company isn't resolving a dispute about a purchase or transfer

State: Washington

ZIP Code: 98204

Date Received: 2024-06-27T12:00:00-05:00

Date Sent to Company: 2024-06-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I used my CashApp prepaid card to place a security deposit at XXXX XXXX. Each time in the past I have done this ( approx XXXX times ) it has taken XXXX weeks for the funds to make it back to my account. The last time it took 30 days to get my money back and the current time it has been XXXX days so far. I did the exact same transaction with my XXXX card on the XXXX and had the funds added back to my account on the XXXX. It is not the merchant holding the funds. I have spoken with them multiple times. It is cashapp holding my money for a month without paying me any interest and against my wishes. Anytime I inquire or try to file a dispute they say I can't do anything because the transaction is pending. Which is bull. Even the vendor says they have completed it.

Frequently Asked Questions

What is Complaint #9365667 about?

Complaint #9365667 was filed against Block, INC. regarding Prepaid card specifically about Problem with a purchase or transfer. It was received by the CFPB on 2024-06-27T12:00:00-05:00.

How did Block, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Prepaid card) and describe your issue in detail.

Can I see other complaints against Block, INC.?

Yes, visit the Block, INC. company profile at readthecomplaint.com/company/block-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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