Debt collection -- Attempts to collect debt not owed -- Complaint #9355984

Complaint Overview

Complaint ID: 9355984

Company: Nra Group, LLC

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Michigan

ZIP Code: 483XX

Date Received: 2024-06-22T12:00:00-05:00

Date Sent to Company: 2024-06-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/year>, this company began falsely reporting that I owed money to them for a debt that I never entered into via a valid contract. I do not have a contract with this company. In violation of the FCRA 15 USC 1609, this company is using abusive tactics to extort money from me. They are being deceptive in the fact that theyve used my personal identifying information to profit from the sale of the information to others that have no lawful authority to use it. This company has no ties to me or the use of my name with out my consent. They have failed to provide proof of a verified valid contract. This has caused me damage in the fact that I have been denied credit. They are liable in their private capacity for the damages.

Frequently Asked Questions

What is Complaint #9355984 about?

Complaint #9355984 was filed against Nra Group, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-06-22T12:00:00-05:00.

How did Nra Group, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Nra Group, LLC?

Yes, visit the Nra Group, LLC company profile at readthecomplaint.com/company/nra-group-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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