Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9313222
Complaint Overview
Complaint ID: 9313222
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Missouri
ZIP Code: 64151
Date Received: 2024-06-20T12:00:00-05:00
Date Sent to Company: 2024-06-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
You Experian are reporting inaccurate information to my consumer report! The accounts XXXX XXXX XXXX account number # XXXX and XXXX XXXX XXXX account number # XXXX are inaccurate and the information is incomplete. These accounts are being disputed in its entirety. I have attached my credit report showing incomplete and inaccurate payment history. For XXXX XXXX XXXX : XXXX XXXX. How was the last payment date XX/XX/XXXX when the payment summary shows the account was paid on time in XXXX, XXXX and XXXX? This is a violation fix or delete. SEE DOCUMENTS ATTACHED For XXXX XXXX XXXX : XXXX XXXX is the account Paid off when the payment summary is showing the account was late XXXX, XXXX and XXXX, Who paid this off? This is a violation fix or delete. XXXX was the last payment date XX/XX/XXXX when the payment summary shows the account was paid on time in XX/XX/XXXX? This is a violation fix or delete. SEE DOCUMENTS ATTACHED You have an obligation by law pursuant 15 USC 1681e ( b ) ( b ) Accuracy of report Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates. Promptly Delete these inaccurate and incomplete accounts from my consumer report.
Frequently Asked Questions
What is Complaint #9313222 about?
Complaint #9313222 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-06-20T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.