Debt collection -- Attempts to collect debt not owed -- Complaint #9312568
Complaint Overview
Complaint ID: 9312568
Company: TD Bank US Holding Company
Product: Debt collection
Sub-Product: Auto debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Tennessee
ZIP Code: 37129
Date Received: 2024-06-20T12:00:00-05:00
Date Sent to Company: 2024-06-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to dispute a repossession on my credit report, which resulted from contract fraud by the report. Enclosed are copies of documents supporting my claim, including the contract, communications with the dealership, and a police report detailing the fraud. Under the Fair Credit Reporting Act ( 15 U.S.C. 1681 ), I request an immediate investigation and removal of this fraudulent repossession from my credit report. Please correct this information and provide written confirmation within 30 days. Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #9312568 about?
Complaint #9312568 was filed against TD Bank US Holding Company regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-06-20T12:00:00-05:00.
How did TD Bank US Holding Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against TD Bank US Holding Company?
Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.