Credit card -- Problem when making payments -- Complaint #9214128

Complaint Overview

Complaint ID: 9214128

Company: Bread Financial Holdings, INC.

Product: Credit card

Sub-Product: Store credit card

Issue: Problem when making payments

Sub-Issue: Problem during payment process

State: New York

ZIP Code: 11758

Date Received: 2024-06-09T12:00:00-05:00

Date Sent to Company: 2024-06-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2024, I received a statement from Comenity Bank for XXXX XXXX XXXX credit card. I created an account on their online portal, but I was unable to sign in. When attempting to log into their online portal, the submit button returns you to the home page. I called their customer service 4 times over the course of 4 days, and all of the agents told me there was an issue with the website and it would be restored shortly. Its been over 5 days ( 4 business days ) and the website still hasnt been restored. I am unable to pay my bill.

Frequently Asked Questions

What is Complaint #9214128 about?

Complaint #9214128 was filed against Bread Financial Holdings, INC. regarding Credit card specifically about Problem when making payments. It was received by the CFPB on 2024-06-09T12:00:00-05:00.

How did Bread Financial Holdings, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Bread Financial Holdings, INC.?

Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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