Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9211584

Complaint Overview

Complaint ID: 9211584

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Maryland

ZIP Code: 20784

Date Received: 2024-06-07T12:00:00-05:00

Date Sent to Company: 2024-06-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

EXPERIAN 1. Account Name XXXX XXXX XXXX XXXX Account XXXX XXXXXXXX XXXX I received a COPY OF MY CREDIT REPORT. To my surprise you are reporting my account incorrectly. This collection account is reporting not only as OPEN but also shows past due balance of {$190.00}. According to FCRA I have the right to an accurate credit report. Please remove this account immediately from my credit report. Please provide a copy of my new credit report reflecting the account removed upon completion. 2. Account Name : XXXX XXXX XXXX, I Account XXXX XXXX I received a COPY OF MY CREDIT REPORT. To my surprise you are reporting my account incorrectly. This collection account is reporting not only as OPEN but also shows past due balance of {$13000.00}. According to FCRA I have the right to an accurate credit report. Please remove this account immediately from my credit report. Please provide a copy of my new credit report reflecting the account removed upon completion 3. Account Name : XXXX XXXX XXXX AccounXXXX XXXX XXXX I received a COPY OF MY CREDIT REPORT. To my surprise you are reporting my account incorrectly. This collection account is reporting not only as OPEN but also shows past due balance of {$320.00}. According to FCRA I have the right to an accurate credit report. Please remove this account immediately from my credit report. Please provide a copy of my new credit report reflecting the account removed upon completion. 4.

Frequently Asked Questions

What is Complaint #9211584 about?

Complaint #9211584 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-06-07T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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