Debt collection -- Took or threatened to take negative or legal action -- Complaint #9211567
Complaint Overview
Complaint ID: 9211567
Company: National Credit Systems,INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: California
ZIP Code: XXXXX
Date Received: 2024-06-07T12:00:00-05:00
Date Sent to Company: 2024-06-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
National Credit System accessed my credit report without my permission in XX/XX/year> severely damaging my reputation and my credit worthiness resulting in the denial of credit and housing. They didn't send any pre demand letters. Only reason I found out about this alleged debt was after they damaged my credit report. I sent a notice of dispute on XX/XX/year> with green receipt tracking ( XXXX ), an affidavit of truth with exhibits, a cease and desist with consumer specific instructions and a bill of particulars that has been ignored.
Frequently Asked Questions
What is Complaint #9211567 about?
Complaint #9211567 was filed against National Credit Systems,INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-06-07T12:00:00-05:00.
How did National Credit Systems,INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Systems,INC.?
Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.