Debt collection -- Attempts to collect debt not owed -- Complaint #9197591

Complaint Overview

Complaint ID: 9197591

Company: Sunrise Credit Services, INC

Product: Debt collection

Sub-Product: Telecommunications debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: North Carolina

ZIP Code: 272XX

Date Received: 2024-06-06T12:00:00-05:00

Date Sent to Company: 2024-06-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received a piece of postal mail saying that I owed an amount to XXXX XXXX XXXX that was now in collections. I emailed them to dispute this. They said they could either mail me proof or email it to me. I opted for email so that we could take care of it as quickly as possible. However, the form that was sent to me would have made me responsible for this debt just by signing it. I refused to enter into any agreement with them. They said that they would contact the original debtor and let me know of the results. I have not heard back from them, but I did notice that a collection has been added to my credit report today.

Frequently Asked Questions

What is Complaint #9197591 about?

Complaint #9197591 was filed against Sunrise Credit Services, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-06-06T12:00:00-05:00.

How did Sunrise Credit Services, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Sunrise Credit Services, INC?

Yes, visit the Sunrise Credit Services, INC company profile at readthecomplaint.com/company/sunrise-credit-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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