Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9165640
Complaint Overview
Complaint ID: 9165640
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: 77036
Date Received: 2024-06-03T12:00:00-05:00
Date Sent to Company: 2024-06-03T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX / XXXX XXXX Account NumberXXXX XXXX. I received my credit report. I noticed that this account is reporting incorrectly .The late payment summary is inaccurate and is reporting as follows, Experian shows that in XXXX XXXXXXXX is reporting XXXX days late, XXXX is reporting XXXX Days late, XXXX is reporting XXXX days late and XXXX and XXXX is showing that the account was Closed. XXXX is reporting that in XXXX XXXXXXXX is reporting XXXX days late, XXXX is reporting XXXX days late, XXXX is reporting XXXX days late and XXXX shows it was PAID ON TIME. XXXX in XXXX is reporting XXXX is XXXX days late, XXXX is reporting XXXX days late, XXXX is reporting PAID ON TIME, XXXX is showing DATA UNAVAILABLE. This account is reporting inaccurate and According to the FCRA, I have the right to an accurate credit report. Please remove this account immediately from my credit report. Please provide me a copy of my new credit report reflecting this account removed upon completion thank you
Frequently Asked Questions
What is Complaint #9165640 about?
Complaint #9165640 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-06-03T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.