Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9157505
Complaint Overview
Complaint ID: 9157505
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 33021
Date Received: 2024-06-01T12:00:00-05:00
Date Sent to Company: 2024-06-01T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Recently I looked at a copy of my credit report and noticed several inaccuracies on my account. These accounts are hurting my ability to obtain credit. It is my understanding that that the credit bureaus will investigate these accounts for me to ensure accuracy here is the accounts I am asking you to verify as accurate : XXXX ) The following account is reporting incorrect, inaccurate and imprecise information. Account name : XXXX XXXX XXXX Account number : XXXX This account has been paid correctly and has never been in late payment. This account is presenting incorrect and inaccurate information on alleged 30 days past due payments. This account is reporting incorrect information as the correct balance is XXXX. Please note that you have 30 days to complete this investigation as per the Fair Credit Reporting Act Sec. 611 ( a ) ( 1 ) ( A ) and I am maintaining a precise record of actions, including the method of verification. I do not consent to any e-Oscar, or any other means of automated verification. Please immediately remove these 30-day delinquencies from my credit report as required by the Fair Credit Reporting Act. This account is duplicated on my credit report, please remove from my credit report. XXXX ) The following account is reporting incorrect, inaccurate and imprecise information. The following fraudulent account must be removed from my credit report. Account name : XXXX XXXX Account number : XXXX This account has been paid correctly and has never been in late payment. This account is reporting incorrect information as the correct balance is zero. Please note that you have 30 days to complete this investigation as per the Fair Credit Reporting Act Sec. 611 ( a ) ( 1 ) ( A ) and I am maintaining a precise record of actions, including the method of verification. I do not consent to any e-Oscar, or any other means of automated verification. Please immediately remove these 30-day delinquencies from my credit report as required by the Fair Credit Reporting Act. This account is duplicated on my credit report, please remove from my credit report. 3 ) The following account is reporting incorrect, inaccurate and imprecise information. The following fraudulent account must be removed from my credit report. Account name : XXXX Account number : XXXX This account has been paid correctly and has never been in late payment. This account is reporting incorrect information as the correct balance is zero. Please note that you have 30 days to complete this investigation as per the Fair Credit Reporting Act Sec. 611 ( a ) ( 1 ) ( A ) and I am maintaining a precise record of actions, including the method of verification. I do not consent to any e-Oscar, or any other means of automated verification. Please immediately remove these 30-day delinquencies from my credit report as required by the Fair Credit Reporting Act. This account is duplicated on my credit report, please remove from my credit report. The following inquiries have not been authorized by me, please delete the following information : Financial Institution : XXXX Co XXXX XXXX : Inquiry : XXXX I have not authorized this transaction, please delete from my credit report. Financial Institution : XXXX XXXX Inquiry Date : Inquiry : XXXX I have not authorized this transaction, please delete from my credit report. Your immediate attention to this matter is greatly appreciated. Please send me a copy of my updated credit report as soon as your investigation is complete. Thanks.
Frequently Asked Questions
What is Complaint #9157505 about?
Complaint #9157505 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-06-01T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.