Debt collection -- Attempts to collect debt not owed -- Complaint #9157313

Complaint Overview

Complaint ID: 9157313

Company: W&A Intermediate Co., LLC

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: North Carolina

ZIP Code: 27106

Date Received: 2024-06-01T12:00:00-05:00

Date Sent to Company: 2024-06-04T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Wakefield & Associates did not apply a payment. The company sent a statement # XXXX dated XX/XX/XXXX for {$35.00}. It was for services received on XX/XX/XXXX. A check dated XX/XX/XXXX for {$35.00}, along with the statement remittance stub, was sent to Wakefield & Associates.The statement number to which to apply the payment was written clearly on the check face and the amount was noted on the remittance stub. Wakefield & Associates has not yet reflected the debt as paid after phone and several email contacts! They have been uncooperative and do not have incentive to be so.! A statement to collect the paid debt was received in XX/XX/XXXX from XXXX. I notified them to debt was paid to Wakefield & Associates. A copy of the canceled check was sent to XXXX and Wakefield & Associates in an email. No further contact was received from XXXX. XXXX said uncollected debt passes from one company to another. A statement to collect the paid debt was received from XXXX XXXX XXXX in XX/XX/XXXX. A copy of the canceled check payable to Wakefield & Associates was sent to XXXX. We have not received further contact from XXXX. It seems it will be necessary to notified succeeding debt collection companies the debt was paid to Wakefield & Associates in perpetuity until they show the debt as paid.

Frequently Asked Questions

What is Complaint #9157313 about?

Complaint #9157313 was filed against W&A Intermediate Co., LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-06-01T12:00:00-05:00.

How did W&A Intermediate Co., LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against W&A Intermediate Co., LLC?

Yes, visit the W&A Intermediate Co., LLC company profile at readthecomplaint.com/company/w-a-intermediate-co-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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