Credit card -- Getting a credit card -- Complaint #9120503
Complaint Overview
Complaint ID: 9120503
Company: Equifax, INC.
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Card opened without my consent or knowledge
State: California
ZIP Code: 95825
Date Received: 2024-05-28T12:00:00-05:00
Date Sent to Company: 2024-05-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/XXXX I checked my Equifax consumer credit report and noticed XXXX XXXX XXXX XXXX XXXX accounts that don't belong to me. I filed a police report with the XXXX police department ( attached ) and FTC XXXX theft report with the reference number XXXX. 15 U.S. Code 1681c2 - Block of information resulting from identity theft is the applicable law The list of accounts below have violated my federally protected consumer rights to privacy and confidentiality under 15 USC 1681 15 U.S.C XXXX section XXXX A states I have a right to privacy. 15 U.S.C 1681 section XXXX A section XXXX States a consumer reporting agency can not furnish a account without my instructions. 15 U.S. Code 1681s2 - Responsibilities of furnishers of information to consumer reporting agencies. A person shall not furnish any information relating to a consumer to any consumer reporting agency if the person knows or has reasonable cause to believe that the information is inaccurate. XXXX XXXX XXXX XXXX XXXX XXXX account balance XXXX date opened XX/XX/XXXX XXXX ) XXXX XXXX XXXX XXXX Account balance XXXX Date opened XX/XX/XXXXXXXX XXXX
Frequently Asked Questions
What is Complaint #9120503 about?
Complaint #9120503 was filed against Equifax, INC. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-05-28T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.