Debt collection -- Communication tactics -- Complaint #9102808

Complaint Overview

Complaint ID: 9102808

Company: Ncb Management Services INC.

Product: Debt collection

Sub-Product: I do not know

Issue: Communication tactics

Sub-Issue: Frequent or repeated calls

State: Illinois

ZIP Code: 60445

Date Received: 2024-05-26T12:00:00-05:00

Date Sent to Company: 2024-05-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is the biggest scam in the credit world. Legally there is no contractual obligation to pay an unknown debt, as they have not engaged with me in any contract, nor services or goods exchanged. Its called extortion. No debt collector can legally " validate '' any debt as they have no original signed contract with me, nor proof they have a signed, written agreement with me for an exchange of services or goods. Fraudulently post to my credit report, in an attempt to extort money from me. They illegally furnished data. ( illegal, as they have no written, signed agreement trom me directly along with proof of my identity that allows them to access or furnish information to the credit bureaus. Per code. 15 USC 1692 G

Frequently Asked Questions

What is Complaint #9102808 about?

Complaint #9102808 was filed against Ncb Management Services INC. regarding Debt collection specifically about Communication tactics. It was received by the CFPB on 2024-05-26T12:00:00-05:00.

How did Ncb Management Services INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Ncb Management Services INC.?

Yes, visit the Ncb Management Services INC. company profile at readthecomplaint.com/company/ncb-management-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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